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Business & Finance

The credit report is detailed information of an individual’s credit status. Basically it reflects your credit worthiness. Usually credit report is prepared by credit bureaus. There are three standard credit bureaus. Equifax, Experian and Trans Union.

The main address and telephone number for each of the three major credit bureaus.

Equifax

P.O. Box 740241 Atlanta, GA 30374 1-800-685-1111

Experian

P.O. Box 2002 Allen, TX 75013 1 888 397 3742

TransUnion

P.O. Box 1000 Chester, PA 19022 1-800-888-4213

Usually these credit reports convey information on different things related to your financial life.

The reports convey:-

Applicant’s Information:

Applicant’s Profile Summary

Applicant’s collection Record

All Recent Inquiries the applicant has made

Credit Scores of the applicant

Fraud Indicator if any

Public Record Information

Trade lines

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